[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.clcomp.cz\/jak-usetrit-nejakou-tu-korunu-z-vasi-vyplaty\/#Article","mainEntityOfPage":"https:\/\/www.clcomp.cz\/jak-usetrit-nejakou-tu-korunu-z-vasi-vyplaty\/","headline":"Jak u\u0161et\u0159it n\u011bjakou tu korunu z va\u0161\u00ed v\u00fdplaty?","name":"Jak u\u0161et\u0159it n\u011bjakou tu korunu z va\u0161\u00ed v\u00fdplaty?","description":"Zn\u00e1me to v\u0161ichni. Ka\u017ed\u00fd m\u011bs\u00edc n\u00e1m po v\u00fdplat\u011b moc finan\u010dn\u00edch prost\u0159edk\u016f nezb\u00fdv\u00e1. \u0158\u00edk\u00e1me si, jak jen to ud\u011blat, abychom n\u011bjakou tu korunu u\u0161et\u0159ili. M\u011bs\u00edc po m\u011bs\u00edci plyne a my jsme [&hellip;]","datePublished":"2020-02-09","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.clcomp.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.clcomp.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cc56039f878f8e8e6c7e1eb22b366a601f7187d0f8d182368eef8adef545f35b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cc56039f878f8e8e6c7e1eb22b366a601f7187d0f8d182368eef8adef545f35b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"clcomp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.clcomp.cz\/wp-content\/uploads\/img_a370654_w4349_t1582260941.jpg","url":"https:\/\/www.clcomp.cz\/wp-content\/uploads\/img_a370654_w4349_t1582260941.jpg","height":0,"width":0},"url":"https:\/\/www.clcomp.cz\/jak-usetrit-nejakou-tu-korunu-z-vasi-vyplaty\/","about":["Finance"],"wordCount":533,"articleBody":"Zn\u00e1me to v\u0161ichni. Ka\u017ed\u00fd m\u011bs\u00edc n\u00e1m po v\u00fdplat\u011b moc finan\u010dn\u00edch prost\u0159edk\u016f nezb\u00fdv\u00e1. \u0158\u00edk\u00e1me si, jak jen to ud\u011blat, abychom n\u011bjakou tu korunu u\u0161et\u0159ili. M\u011bs\u00edc po m\u011bs\u00edci plyne a my jsme st\u00e1le v&nbsp;podobn\u00e9 situaci, kdy se n\u00e1m neda\u0159\u00ed nic moc u\u0161et\u0159it. Recept na to, jak si n\u011bco naspo\u0159it, je vcelku snadn\u00fd. Tip\u016f je hned n\u011bkolik.\tPrvn\u00ed krok je nejd\u016fle\u017eit\u011bj\u0161\u00ed. Nejprve bychom z&nbsp;m\u011bs\u00ed\u010dn\u00ed v\u00fdplaty m\u011bli zaplatit nezbytn\u011b nutn\u00e9 v\u00fddaje. Jsou to \u010d\u00e1stky a polo\u017eky, kter\u00e9 plat\u00edme ka\u017ed\u00fd m\u011bs\u00edc. D\u00e1 se sem zahrnout n\u00e1jemn\u00e9 za byt a z\u00e1lohy na energie. D\u00e1le sem pat\u0159\u00ed tak\u00e9 \u00fa\u010dty za telefon \u010di spo\u0159en\u00ed. Obecn\u011b se d\u00e1 tedy \u0159\u00edci, \u017ee se jedn\u00e1 o polo\u017eky, kter\u00e9 ka\u017ed\u00fd m\u011bs\u00edc zaplatiti mus\u00edme.\t\tPrvn\u00edm tipem, jak si naspo\u0159it n\u011bjakou korunu, je zapisov\u00e1n\u00ed. Ud\u011blejte si seznam, kdy si ka\u017ed\u00fd m\u011bs\u00edc nap\u00ed\u0161ete p\u0159\u00edjmy a v\u00fddaje. Seznam si rozd\u011blte na n\u011bkolik kategori\u00ed. V\u00fddaje nezbytn\u011b nutn\u00e9, n\u00e1kupy potravin, n\u00e1kupy drogerie a pot\u0159eb do dom\u00e1cnosti, v\u00fddaje na z\u00e1bavu a v\u00fddaje ne\u010dekan\u00e9. V\u017edy, kdy\u017e provedete n\u011bjakou transakci, zapi\u0161te si ji do seznamu. Na konci m\u011bs\u00edce budete m\u00edt v\u0161e velmi p\u0159ehledn\u011b seps\u00e1no a budete moci nahl\u00e9dnout na v\u0161e, za co utr\u00e1c\u00edte. Ve v\u00fdsledku je seznam p\u0159\u00edjm\u016f a v\u00fddaj\u016f velmi u\u017eite\u010dn\u00fd.\tDruh\u00fdm tipem je ob\u00e1lkov\u00e1 metoda. Svou v\u00fdplatu rozd\u011blte na n\u011bkolik \u010d\u00e1st\u00ed a ty potom vlo\u017ete do jednotliv\u00fdch ob\u00e1lek. Jejich n\u00e1zvy mohou b\u00fdt kategorie, kter\u00e9 jsou popsan\u00e9 v&nbsp;prvn\u00edm tipu. Ob\u00e1lkov\u00e1 metoda je vhodn\u00e1 pro ty, kte\u0159\u00ed cht\u011bj\u00ed m\u00edt na v\u0161echno p\u0159esn\u011b dan\u00fd rozpo\u010det. Uve\u010fme si p\u0159\u00edklad. Pokud v\u00e1m v&nbsp;ob\u00e1lce z\u00e1bavy u\u017e nezb\u00fdv\u00e1 mnoho prost\u0159edk\u016f a vy chcete j\u00edt do kina, nem\u011bli byste pro finance s\u00e1hnout do ob\u00e1lky jin\u00e9. Ano, tato metoda m\u016f\u017ee b\u00fdt omezuj\u00edc\u00ed, nicm\u00e9n\u011b v\u00e1s m\u016f\u017ee nau\u010dit, \u017ee ka\u017ed\u00e1 kategorie m\u00e1 sv\u016fj vlastn\u00ed rozpo\u010det.\t\tT\u0159et\u00edm tipem je odkl\u00e1d\u00e1n\u00ed drobn\u00fdch minc\u00ed. Mnoz\u00ed lid\u00e9 se nau\u010dili \u0161et\u0159it tak, \u017ee ka\u017ed\u00fd den odkl\u00e1dali v\u0161echny drobn\u00e9 mince, kter\u00e9 se jim za dan\u00fd den nashrom\u00e1\u017edili v&nbsp;pen\u011b\u017eence, stranou. Divili byste se, jakou \u010d\u00e1stku v\u00e1m mince za m\u011bs\u00edc p\u0159inesou. S&nbsp;t\u00edmto tipem souvis\u00ed tak\u00e9 ka\u017edodenn\u00ed odkl\u00e1d\u00e1n\u00ed. V&nbsp;podstat\u011b se jedn\u00e1 o to, \u017ee za ka\u017ed\u00fd \u010dasov\u00fd \u00fasek si odlo\u017e\u00edte stranou stejnou \u010d\u00e1stku pen\u011bz. V&nbsp;p\u0159\u00edkladu to tak m\u016f\u017ee b\u00fdt pades\u00e1tikoruna denn\u011b \u010di nap\u0159\u00edklad p\u011btistovka m\u011bs\u00ed\u010dn\u011b. Po ur\u010dit\u00e9 dob\u011b se v\u00e1m tak finance nashrom\u00e1\u017ed\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak u\u0161et\u0159it n\u011bjakou tu korunu z va\u0161\u00ed v\u00fdplaty?","item":"https:\/\/www.clcomp.cz\/jak-usetrit-nejakou-tu-korunu-z-vasi-vyplaty\/#breadcrumbitem"}]}]